Commodity Credit Corporation (CCC) product loans on harvested corn, soybeans and wheat were routinely utilized by farm operators in the 1990s and early 2000s, in addition to from 2015 to 2019, as a grain marketing tool. The usage of CCC product loans dropped off substantially from 2008-2014 and again from 2020-2023 when grain costs reached their highest levels in several years. As farmers prepare for the 2025 harvest season, the use of marketing support loans (MALs), which are the exact same as the previous CCC product loans, has actually handled more significance as an option in setting up post-harvest grain marketing prepare for corn and soybeans.

The CCC commodity loans (MALs) are originated through county Farm Service Agency offices after the grain has been gathered and are 9-month loans from the time of origination. A marketing support loan can be established both on farm-stored grain and on grain in commercial storage with a warehouse receipt. Producers get the value of the loan at the time the CCC loan is established. The loan can be repaid at any time during the 9-month loan duration, by paying back the quantity of the loan principal plus the accumulated interest.
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The 2018 Farm Bill developed nationwide loan rates for the different commodities that are eligible for the marketing support loans